Beauty salon insurance
Private-label products and liability
Selling products under the salon's brand can make the salon look like the manufacturer in a claim.
Steps
- Get certificates from your manufacturer
- Keep ingredient lists and batch numbers
- Tell your agent before launching a line
- Label products clearly with directions and warnings
Frequently asked questions
Is retail covered by my liability policy?
Products coverage is often included, but private-label items may be treated differently.
Who is responsible if a product causes a reaction?
The seller and the manufacturer can both be named.
What should I keep?
Supplier contracts, ingredient lists, and supplier insurance certificates.
More coverage and guides
- Cosmetology liability
- Color, lightening, and extensions
- Esthetics and skin care
- Lash and brow services
- Business owners policy for salons
- Makeup artist insurance
- Beauty services coverage guide
- Private-label products and liability
- Med-spa services and salon insurance
- What affects beauty salon insurance cost
- Beauty salon application checklist
Last updated October 15, 2026 · How we research