Idaho
Beauty salon insurance in Idaho
State figures and city pages for Idaho beauty salons. A quote is not a binder.
Federal data for Idaho beauty salons: 403 employer salons (Census, 2023) and 2,250 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.
Idaho beauty salon figures
| Figure | Idaho |
|---|---|
| Beauty salons (employer establishments) | 403 |
| Beauty salon employees | 1,834 |
| Average payroll per beauty salon employee | $30,695 |
| Salons with 1–4 employees | 288 |
| Fitness and recreation centers | 233 |
| Offices of other health practitioners | 377 |
| Diet and weight reducing centers | 17 |
| Cosmetologists on payrolls (BLS, May 2025) | 2,250 |
| Median wage, cosmetologists | $35,480 |
| Skincare specialists on payrolls | 720 |
| Median wage, skincare specialists | $34,130 |
| Manicurists and pedicurists on payrolls | 160 |
Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).
How a Idaho salon's premium is built
The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.
See the services guide and cost factors.
Who regulates what in Idaho
Insurers and agents answer to the Idaho Department of Insurance. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.
Idaho city pages
Listed by share of residents who work from home (ACS), highest first.
- Eagle
- Meridian
- Boise
- Rexburg
- Coeur d'Alene
- Post Falls
- Nampa
- Caldwell
- Pocatello
- Ammon
- Moscow
- Kuna
- Lewiston
- Idaho Falls
- Twin Falls
Beauty coverage and guides
- Cosmetology liability
- Color, lightening, and extensions
- Esthetics and skin care
- Lash and brow services
- Business owners policy for salons
- Makeup artist insurance
- Beauty services coverage guide
- Private-label products and liability
- Med-spa services and salon insurance
- What affects beauty salon insurance cost
- Beauty salon application checklist
Other Idaho communities by letter
Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:
A · 8 communities
Aberdeen (Bingham); Acequia (Minidoka); Albion (Cassia); American Falls (Power); Arco (Butte); Arimo (Bannock); Ashton (Fremont); Athol (Kootenai)
B · 11 communities
Bancroft (Caribou); Basalt (Bingham); Bellevue (Blaine); Blackfoot (Bingham); Bliss (Gooding); Bloomington (Bear Lake); Bonners Ferry (Boundary); Bovill (Latah); Buhl (Twin Falls); Burley (Cassia); Butte City (Butte)
C · 14 communities
Cambridge (Washington); Carey (Blaine); Cascade (Valley); Castleford (Twin Falls); Challis (Custer); Chubbuck (Bannock); Clark Fork (Bonner); Clayton (Custer); Clifton (Franklin); Cottonwood (Idaho); Council (Adams); Craigmont (Lewis); Crouch (Boise); Culdesac (Nez Perce)
D · 11 communities
Dalton Gardens (Kootenai); Dayton (Franklin); Deary (Latah); Declo (Cassia); Dietrich (Lincoln); Donnelly (Valley); Dover (Bonner); Downey (Bannock); Driggs (Teton); Drummond (Fremont); Dubois (Clark)
E · 4 communities
East Hope (Bonner); Eden (Jerome); Elk River (Clearwater); Emmett (Gem)
F · 7 communities
Fairfield (Camas); Ferdinand (Idaho); Fernan Lake Village (Kootenai); Filer (Twin Falls); Firth (Bingham); Franklin (Franklin); Fruitland (Payette)
G · 9 communities
Garden City (Ada); Genesee (Latah); Georgetown (Bear Lake); Glenns Ferry (Elmore); Gooding (Gooding); Grace (Caribou); Grand View (Owyhee); Grangeville (Idaho); Greenleaf (Canyon)
H · 14 communities
Hagerman (Gooding); Hailey (Blaine); Hansen (Twin Falls); Harrison (Kootenai); Hauser (Kootenai); Hayden (Kootenai); Hayden Lake (Kootenai); Hazelton (Jerome); Heyburn (Minidoka); Hollister (Twin Falls); Homedale (Owyhee); Hope (Bonner); Horseshoe Bend (Boise); Huetter (Kootenai)
I · 5 communities
Idaho City (Boise); Inkom (Bannock); Iona (Bonneville); Irwin (Bonneville); Island Park (Fremont)
J · 2 communities
Jerome (Jerome); Juliaetta (Latah)
K · 7 communities
Kamiah (Lewis); Kellogg (Shoshone); Kendrick (Latah); Ketchum (Blaine); Kimberly (Twin Falls); Kooskia (Idaho); Kootenai (Bonner)
L · 4 communities
Lapwai (Nez Perce); Lava Hot Springs (Bannock); Leadore (Lemhi); Lewisville (Jefferson)
M · 18 communities
Mackay (Custer); Malad City (Oneida); Malta (Cassia); Marsing (Owyhee); McCall (Valley); McCammon (Bannock); Melba (Canyon); Menan (Jefferson); Middleton (Canyon); Midvale (Washington); Minidoka (Minidoka); Montpelier (Bear Lake); Moore (Butte); Mountain Home (Elmore); Moyie Springs (Boundary); Mud Lake (Jefferson); Mullan (Shoshone); Murtaugh (Twin Falls)
N · 5 communities
New Meadows (Adams); New Plymouth (Payette); Newdale (Fremont); Nezperce (Lewis); Notus (Canyon)
O · 6 communities
Oakley (Cassia); Oldtown (Bonner); Onaway (Latah); Orofino (Clearwater); Osburn (Shoshone); Oxford (Franklin)
P · 14 communities
Paris (Bear Lake); Parker (Fremont); Parma (Canyon); Paul (Minidoka); Payette (Payette); Peck (Nez Perce); Pierce (Clearwater); Pinehurst (Shoshone); Placerville (Boise); Plummer (Benewah); Ponderay (Bonner); Potlatch (Latah); Preston (Franklin); Priest River (Bonner)
R · 9 communities
Rathdrum (Kootenai); Reubens (Lewis); Richfield (Lincoln); Rigby (Jefferson); Riggins (Idaho); Ririe (Jefferson); Roberts (Jefferson); Rockland (Power); Rupert (Minidoka)
S · 18 communities
Salmon (Lemhi); Sandpoint (Bonner); Shelley (Bingham); Shoshone (Lincoln); Smelterville (Shoshone); Soda Springs (Caribou); Spencer (Clark); Spirit Lake (Kootenai); St. Anthony (Fremont); St. Charles (Bear Lake); St. Maries (Benewah); Stanley (Custer); Star (Ada); State Line (Kootenai); Stites (Idaho); Sugar City (Madison); Sun Valley (Blaine); Swan Valley (Bonneville)
T · 4 communities
Tensed (Benewah); Teton (Fremont); Tetonia (Teton); Troy (Latah)
U · 1 communities
Ucon (Bonneville)
V · 1 communities
Victor (Teton)
W · 11 communities
Wallace (Shoshone); Wardner (Shoshone); Warm River (Fremont); Weippe (Clearwater); Weiser (Washington); Wendell (Gooding); Weston (Franklin); White Bird (Idaho); Wilder (Canyon); Winchester (Lewis); Worley (Kootenai)
Beauty salon questions: Idaho
Is beauty salon insurance required in Idaho?
State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.
How many beauty salons operate in Idaho?
County Business Patterns counted 403 beauty salons with employees in Idaho in 2023.
Which agency regulates insurers in Idaho?
The Idaho Department of Insurance. Cosmetology licenses are issued by a separate state body.
Do Idaho salon policies cover lash and skin services?
Many do when the services are listed. Medical procedures such as injectables need separate coverage.
Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.
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Last updated October 15, 2026 · How we research