Arkansas

Beauty salon insurance in Arkansas

State figures and city pages for Arkansas beauty salons. A quote is not a binder.

Federal data for Arkansas beauty salons: 453 employer salons (Census, 2023) and 1,410 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.

Arkansas beauty salon figures

FigureArkansas
Beauty salons (employer establishments)453
Beauty salon employees1,756
Average payroll per beauty salon employee$28,302
Salons with 1–4 employees326
Fitness and recreation centers257
Offices of other health practitioners352
Diet and weight reducing centers20
Cosmetologists on payrolls (BLS, May 2025)1,410
Median wage, cosmetologists$28,830
Skincare specialists on payrolls340
Median wage, skincare specialists$36,520
Manicurists and pedicurists on payrolls230

Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).

How a Arkansas salon's premium is built

The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.

See the services guide and cost factors.

Who regulates what in Arkansas

Insurers and agents answer to the Arkansas Insurance Department. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.

Arkansas city pages

Listed by share of residents who work from home (ACS), highest first.

Beauty coverage and guides

Other Arkansas communities by letter

Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:

A · 22 communities

Adona (Perry); Alexander (Saline); Alicia (Lawrence); Allport (Lonoke); Alma (Crawford); Almyra (Arkansas); Alpena (Boone); Altheimer (Jefferson); Altus (Franklin); Amagon (Jackson); Amity (Clark); Anthonyville (Crittenden); Antoine (Pike); Arkadelphia (Clark); Arkansas City (Desha); Ash Flat (Sharp); Ashdown (Little River); Atkins (Pope); Aubrey (Lee); Augusta (Woodruff); Austin (Lonoke); Avoca (Benton)

B · 42 communities

Bald Knob (White); Banks (Bradley); Barling (Sebastian); Bassett (Mississippi); Batesville (Independence); Bauxite (Saline); Bay (Craighead); Bearden (Ouachita); Beaver (Carroll); Beebe (White); Beedeville (Jackson); Bellefonte (Boone); Belleville (Yell); Ben Lomond (Sevier); Bergman (Boone); Berryville (Carroll); Big Flat (Baxter); Bigelow (Perry); Biggers (Randolph); Birdsong (Mississippi); Black Oak (Craighead); Black Rock (Lawrence); Black Springs (Montgomery); Blevins (Hempstead); Blue Eye (Carroll); Blue Mountain (Logan); Bluff City (Nevada); Blytheville (Mississippi); Bodcaw (Nevada); Bonanza (Sebastian); Bono (Craighead); Booneville (Logan); Bradford (White); Bradley (Lafayette); Branch (Franklin); Briarcliff (Baxter); Brinkley (Monroe); Brookland (Craighead); Bryant (Saline); Buckner (Lafayette); Bull Shoals (Marion); Burdette (Mississippi)

C · 39 communities

Caddo Valley (Clark); Caldwell (St. Francis); Cale (Nevada); Calico Rock (Izard); Calion (Union); Camden (Ouachita); Cammack Village (Pulaski); Campbell Station (Jackson); Caraway (Craighead); Carlisle (Lonoke); Carthage (Dallas); Casa (Perry); Cash (Craighead); Caulksville (Logan); Cave City (Sharp); Cave Springs (Benton); Cedarville (Crawford); Central City (Sebastian); Charleston (Franklin); Cherokee Village (Sharp); Cherry Valley (Cross); Chester (Crawford); Chidester (Ouachita); Clarendon (Monroe); Clarkedale (Crittenden); Clarksville (Johnson); Clinton (Van Buren); Coal Hill (Johnson); Colt (St. Francis); Concord (Cleburne); Corinth (Yell); Corning (Clay); Cotter (Baxter); Cotton Plant (Woodruff); Cove (Polk); Coy (Lonoke); Crawfordsville (Crittenden); Crossett (Ashley); Cushman (Independence)

D · 23 communities

Daisy (Pike); Damascus (Van Buren); Danville (Yell); Dardanelle (Yell); Datto (Clay); De Queen (Sevier); De Valls Bluff (Prairie); DeWitt (Arkansas); Decatur (Benton); Delaplaine (Greene); Delight (Pike); Dell (Mississippi); Denning (Franklin); Dermott (Chicot); Des Arc (Prairie); Diamond City (Boone); Diaz (Jackson); Dierks (Howard); Donaldson (Hot Spring); Dover (Pope); Dumas (Desha); Dyer (Crawford); Dyess (Mississippi)

E · 17 communities

Earle (Crittenden); East Camden (Ouachita); Edmondson (Crittenden); Egypt (Craighead); El Dorado (Union); Elaine (Phillips); Elkins (Washington); Elm Springs (Washington); Emerson (Columbia); Emmet (Nevada); England (Lonoke); Enola (Faulkner); Etowah (Mississippi); Eudora (Chicot); Eureka Springs (Carroll); Evening Shade (Sharp); Everton (Boone)

F · 18 communities

Fairfield Bay (Van Buren); Fargo (Monroe); Farmington (Washington); Felsenthal (Union); Fifty-Six (Stone); Fisher (Poinsett); Flippin (Marion); Fordyce (Dallas); Foreman (Little River); Forrest City (St. Francis); Fouke (Miller); Fountain Hill (Ashley); Fountain Lake (Garland); Fourche (Perry); Franklin (Izard); Fredonia (Prairie); Friendship (Hot Spring); Fulton (Hempstead)

G · 30 communities

Garfield (Benton); Garland (Miller); Garner (White); Gassville (Baxter); Gateway (Benton); Gentry (Benton); Georgetown (White); Gilbert (Searcy); Gillett (Arkansas); Gillham (Sevier); Gilmore (Crittenden); Glenwood (Pike); Goshen (Washington); Gosnell (Mississippi); Gould (Lincoln); Grady (Lincoln); Grannis (Polk); Gravette (Benton); Green Forest (Carroll); Greenbrier (Faulkner); Greenland (Washington); Greenway (Clay); Greenwood (Sebastian); Greers Ferry (Cleburne); Griffithville (White); Grubbs (Jackson); Guion (Izard); Gum Springs (Clark); Gurdon (Clark); Guy (Faulkner)

H · 40 communities

Hackett (Sebastian); Hamburg (Ashley); Hampton (Calhoun); Hardy (Sharp); Harrell (Calhoun); Harrisburg (Poinsett); Harrison (Boone); Hartford (Sebastian); Hartman (Johnson); Haskell (Saline); Hatfield (Polk); Havana (Yell); Haynes (Lee); Hazen (Prairie); Heber Springs (Cleburne); Hector (Pope); Helena-West Helena (Phillips); Hermitage (Bradley); Hickory Ridge (Cross); Higden (Cleburne); Higginson (White); Highfill (Benton); Highland (Sharp); Hindsville (Madison); Holiday Island (Carroll); Holland (Faulkner); Holly Grove (Monroe); Hope (Hempstead); Horatio (Sevier); Horseshoe Bend (Izard); Horseshoe Lake (Crittenden); Houston (Perry); Hoxie (Lawrence); Hughes (St. Francis); Humnoke (Lonoke); Humphrey (Arkansas); Hunter (Woodruff); Huntington (Sebastian); Huntsville (Madison); Huttig (Union)

I · 1 communities

Imboden (Lawrence)

J · 8 communities

Jacksonport (Jackson); Jasper (Newton); Jennette (Crittenden); Jericho (Crittenden); Johnson (Washington); Joiner (Mississippi); Judsonia (White); Junction City (Union)

K · 7 communities

Keiser (Mississippi); Kensett (White); Keo (Lonoke); Kibler (Crawford); Kingsland (Cleveland); Knobel (Clay); Knoxville (Johnson)

L · 26 communities

LaGrange (Lee); Lafe (Greene); Lake City (Craighead); Lake View (Phillips); Lake Village (Chicot); Lakeview (Baxter); Lamar (Johnson); Lavaca (Sebastian); Leachville (Mississippi); Lead Hill (Boone); Leola (Grant); Lepanto (Poinsett); Leslie (Searcy); Letona (White); Lewisville (Lafayette); Lexa (Phillips); Lincoln (Washington); Little Flock (Benton); Lockesburg (Sevier); London (Pope); Lonoke (Lonoke); Lonsdale (Garland); Louann (Ouachita); Lowell (Benton); Luxora (Mississippi); Lynn (Lawrence)

M · 49 communities

Madison (St. Francis); Magazine (Logan); Magness (Independence); Magnolia (Columbia); Malvern (Hot Spring); Mammoth Spring (Fulton); Manila (Mississippi); Mansfield (Sebastian); Marianna (Lee); Marie (Mississippi); Marion (Crittenden); Marked Tree (Poinsett); Marmaduke (Greene); Marshall (Searcy); Marvell (Phillips); Maumelle (Pulaski); Mayflower (Faulkner); Maynard (Randolph); McCaskill (Hempstead); McCrory (Woodruff); McDougal (Clay); McGehee (Desha); McNab (Hempstead); McNeil (Columbia); McRae (White); Melbourne (Izard); Mena (Polk); Menifee (Conway); Midland (Sebastian); Midway (Hot Spring); Mineral Springs (Howard); Minturn (Lawrence); Mitchellville (Desha); Monette (Craighead); Monticello (Drew); Montrose (Ashley); Moorefield (Independence); Moro (Lee); Morrilton (Conway); Morrison Bluff (Logan); Mount Ida (Montgomery); Mount Pleasant (Izard); Mount Vernon (Faulkner); Mountain Home (Baxter); Mountain Pine (Garland); Mountain View (Stone); Mountainburg (Crawford); Mulberry (Crawford); Murfreesboro (Pike)

N · 7 communities

Nashville (Howard); Newark (Independence); Newport (Jackson); Nimmons (Clay); Norfork (Baxter); Norman (Montgomery); Norphlet (Union)

O · 15 communities

O'Kean (Randolph); Oak Grove (Carroll); Oak Grove Heights (Greene); Oakhaven (Hempstead); Oden (Montgomery); Ogden (Little River); Oil Trough (Independence); Okolona (Clark); Ola (Yell); Omaha (Boone); Oppelo (Conway); Osceola (Mississippi); Oxford (Izard); Ozan (Hempstead); Ozark (Franklin)

P · 30 communities

Palestine (St. Francis); Pangburn (White); Paris (Logan); Parkdale (Ashley); Parkin (Cross); Patmos (Hempstead); Patterson (Woodruff); Pea Ridge (Benton); Peach Orchard (Clay); Perla (Hot Spring); Perry (Perry); Perrytown (Hempstead); Perryville (Perry); Piggott (Clay); Pindall (Searcy); Pineville (Izard); Plainview (Yell); Pleasant Plains (Independence); Plumerville (Conway); Pocahontas (Randolph); Pollard (Clay); Portia (Lawrence); Portland (Ashley); Pottsville (Pope); Powhatan (Lawrence); Poyen (Grant); Prairie Grove (Washington); Prattsville (Grant); Prescott (Nevada); Pyatt (Marion)

Q · 1 communities

Quitman (Cleburne)

R · 15 communities

Ratcliff (Logan); Ravenden (Lawrence); Ravenden Springs (Randolph); Rector (Clay); Redfield (Jefferson); Reed (Desha); Reyno (Randolph); Rison (Cleveland); Rockport (Hot Spring); Roe (Monroe); Rondo (Lee); Rose Bud (White); Rosston (Nevada); Rudy (Crawford); Russell (White)

S · 34 communities

Salem (Fulton); Salesville (Baxter); Scranton (Logan); Searcy (White); Sedgwick (Lawrence); Shannon Hills (Saline); Sheridan (Grant); Sherrill (Jefferson); Shirley (Van Buren); Sidney (Sharp); Siloam Springs (Benton); Smackover (Union); Smithville (Lawrence); South Lead Hill (Boone); Southside (Independence); Sparkman (Dallas); Springtown (Benton); St. Charles (Arkansas); St. Francis (Clay); St. Joe (Searcy); St. Paul (Madison); Stamps (Lafayette); Star City (Lincoln); Stephens (Ouachita); Strawberry (Lawrence); Strong (Union); Stuttgart (Arkansas); Subiaco (Logan); Success (Clay); Sulphur Rock (Independence); Sulphur Springs (Benton); Summit (Marion); Sunset (Crittenden); Swifton (Jackson)

T · 15 communities

Taylor (Columbia); Texarkana (Miller); Thornton (Calhoun); Tillar (Drew); Tinsman (Calhoun); Tollette (Howard); Tontitown (Washington); Traskwood (Saline); Trumann (Poinsett); Tuckerman (Jackson); Tull (Grant); Tupelo (Jackson); Turrell (Crittenden); Twin Groves (Faulkner); Tyronza (Poinsett)

U · 1 communities

Ulm (Prairie)

V · 5 communities

Valley Springs (Boone); Vandervoort (Polk); Victoria (Mississippi); Vilonia (Faulkner); Viola (Fulton)

W · 33 communities

Wabbaseka (Jefferson); Waldenburg (Poinsett); Waldo (Columbia); Waldron (Scott); Walnut Ridge (Lawrence); Ward (Lonoke); Warren (Bradley); Washington (Hempstead); Watson (Desha); Weiner (Poinsett); Weldon (Jackson); West Fork (Washington); West Memphis (Crittenden); West Point (White); Western Grove (Newton); Wheatley (St. Francis); Whelen Springs (Clark); White Hall (Jefferson); Wickes (Polk); Widener (St. Francis); Wiederkehr Village (Franklin); Williford (Sharp); Willisville (Nevada); Wilmar (Drew); Wilmot (Ashley); Wilson (Mississippi); Wilton (Little River); Winchester (Drew); Winslow (Washington); Winthrop (Little River); Wooster (Faulkner); Wrightsville (Pulaski); Wynne (Cross)

Y · 1 communities

Yellville (Marion)

Z · 1 communities

Zinc (Boone)

Beauty salon questions: Arkansas

Is beauty salon insurance required in Arkansas?

State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.

How many beauty salons operate in Arkansas?

County Business Patterns counted 453 beauty salons with employees in Arkansas in 2023.

Which agency regulates insurers in Arkansas?

The Arkansas Insurance Department. Cosmetology licenses are issued by a separate state body.

Do Arkansas salon policies cover lash and skin services?

Many do when the services are listed. Medical procedures such as injectables need separate coverage.

Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.

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Last updated October 15, 2026 · How we research