Oregon Beauty Salon Insurance: Salon Figures, Wages & Cities

Federal data for Oregon beauty salons: 800 employer salons (Census, 2023) and 1,860 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.

Oregon beauty salon figures

Figure	Oregon
Beauty salons (employer establishments)	800
Beauty salon employees	3,225
Average payroll per beauty salon employee	$31,873
Salons with 1–4 employees	572
Fitness and recreation centers	555
Offices of other health practitioners	786
Diet and weight reducing centers	18
Cosmetologists on payrolls (BLS, May 2025)	1,860
Median wage, cosmetologists	$57,580
Skincare specialists on payrolls	1,070
Median wage, skincare specialists	$52,110
Manicurists and pedicurists on payrolls	2,210

Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).

How a Oregon salon's premium is built

The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.

See the services guide and cost factors.

Who regulates what in Oregon

Insurers and agents answer to the Oregon Division of Financial Regulation. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.

Oregon city pages

Listed by share of residents who work from home (ACS), highest first.

Beauty coverage and guides

Other Oregon communities by letter

Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:

A · 11 communities

Adair Village (Benton); Adams (Umatilla); Adrian (Malheur); Amity (Yamhill); Antelope (Wasco); Arlington (Gilliam); Ashland (Jackson); Astoria (Clatsop); Athena (Umatilla); Aumsville (Marion); Aurora (Marion)

B · 11 communities

Baker City (Baker); Bandon (Coos); Banks (Washington); Barlow (Clackamas); Bay City (Tillamook); Boardman (Morrow); Bonanza (Klamath); Brookings (Curry); Brownsville (Linn); Burns (Harney); Butte Falls (Jackson)

C · 20 communities

Canby (Clackamas); Cannon Beach (Clatsop); Canyon City (Grant); Canyonville (Douglas); Carlton (Yamhill); Cascade Locks (Hood River); Cave Junction (Josephine); Central Point (Jackson); Chiloquin (Klamath); Clatskanie (Columbia); Coburg (Lane); Columbia City (Columbia); Condon (Gilliam); Coos Bay (Coos); Coquille (Coos); Cornelius (Washington); Cottage Grove (Lane); Cove (Union); Creswell (Lane); Culver (Jefferson)

D · 11 communities

Dallas (Polk); Dayton (Yamhill); Dayville (Grant); Depoe Bay (Lincoln); Detroit (Marion); Donald (Marion); Drain (Douglas); Dufur (Wasco); Dundee (Yamhill); Dunes City (Lane); Durham (Washington)

E · 6 communities

Eagle Point (Jackson); Echo (Umatilla); Elgin (Union); Elkton (Douglas); Enterprise (Wallowa); Estacada (Clackamas)

F · 5 communities

Fairview (Multnomah); Falls City (Polk); Florence (Lane); Forest Grove (Washington); Fossil (Wheeler)

G · 11 communities

Garibaldi (Tillamook); Gaston (Washington); Gates (Marion); Gearhart (Clatsop); Gervais (Marion); Gladstone (Clackamas); Glendale (Douglas); Gold Beach (Curry); Gold Hill (Jackson); Granite (Grant); Grass Valley (Sherman)

H · 11 communities

Haines (Baker); Halfway (Baker); Halsey (Linn); Harrisburg (Linn); Helix (Umatilla); Heppner (Morrow); Hermiston (Umatilla); Hines (Harney); Hood River (Hood River); Hubbard (Marion); Huntington (Baker)

I · 6 communities

Idanha (Marion); Imbler (Union); Independence (Polk); Ione (Morrow); Irrigon (Morrow); Island City (Union)

J · 7 communities

Jacksonville (Jackson); Jefferson (Marion); John Day (Grant); Johnson City (Clackamas); Jordan Valley (Malheur); Joseph (Wallowa); Junction City (Lane)

K · 2 communities

King City (Washington); Klamath Falls (Klamath)

L · 13 communities

La Grande (Union); La Pine (Deschutes); Lafayette (Yamhill); Lakeside (Coos); Lakeview (Lake); Lebanon (Linn); Lexington (Morrow); Lincoln City (Lincoln); Lonerock (Gilliam); Long Creek (Grant); Lostine (Wallowa); Lowell (Lane); Lyons (Linn)

M · 22 communities

Madras (Jefferson); Malin (Klamath); Manzanita (Tillamook); Maupin (Wasco); Maywood Park (Multnomah); Merrill (Klamath); Metolius (Jefferson); Mill City (Linn); Millersburg (Linn); Milton-Freewater (Umatilla); Milwaukie (Clackamas); Mitchell (Wheeler); Molalla (Clackamas); Monmouth (Polk); Monroe (Benton); Monument (Grant); Moro (Sherman); Mosier (Wasco); Mount Angel (Marion); Mount Vernon (Grant); Myrtle Creek (Douglas); Myrtle Point (Coos)

N · 7 communities

Nehalem (Tillamook); Newberg (Yamhill); Newport (Lincoln); North Bend (Coos); North Plains (Washington); North Powder (Union); Nyssa (Malheur)

O · 3 communities

Oakland (Douglas); Oakridge (Lane); Ontario (Malheur)

P · 10 communities

Paisley (Lake); Pendleton (Umatilla); Philomath (Benton); Phoenix (Jackson); Pilot Rock (Umatilla); Port Orford (Curry); Powers (Coos); Prairie City (Grant); Prescott (Columbia); Prineville (Crook)

R · 9 communities

Rainier (Columbia); Reedsport (Douglas); Richland (Baker); Riddle (Douglas); Rivergrove (Clackamas); Rockaway Beach (Tillamook); Rogue River (Jackson); Roseburg (Douglas); Rufus (Sherman)

S · 24 communities

Sandy (Clackamas); Scappoose (Columbia); Scio (Linn); Scotts Mills (Marion); Seaside (Clatsop); Seneca (Grant); Shady Cove (Jackson); Shaniko (Wasco); Sheridan (Yamhill); Sherwood (Washington); Siletz (Lincoln); Silverton (Marion); Sisters (Deschutes); Sodaville (Linn); Spray (Wheeler); St. Helens (Columbia); St. Paul (Marion); Stanfield (Umatilla); Stayton (Marion); Sublimity (Marion); Summerville (Union); Sumpter (Baker); Sutherlin (Douglas); Sweet Home (Linn)

T · 8 communities

Talent (Jackson); Tangent (Linn); The Dalles (Wasco); Tillamook (Tillamook); Toledo (Lincoln); Troutdale (Multnomah); Tualatin (Washington); Turner (Marion)

U · 4 communities

Ukiah (Umatilla); Umatilla (Umatilla); Union (Union); Unity (Baker)

V · 3 communities

Vale (Malheur); Veneta (Lane); Vernonia (Columbia)

W · 13 communities

Waldport (Lincoln); Wallowa (Wallowa); Warrenton (Clatsop); Wasco (Sherman); Waterloo (Linn); West Linn (Clackamas); Westfir (Lane); Weston (Umatilla); Wheeler (Tillamook); Willamina (Yamhill); Wilsonville (Clackamas); Winston (Douglas); Wood Village (Multnomah)

Y · 3 communities

Yachats (Lincoln); Yamhill (Yamhill); Yoncalla (Douglas)

Beauty salon questions: Oregon

Is beauty salon insurance required in Oregon?

State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.

How many beauty salons operate in Oregon?

County Business Patterns counted 800 beauty salons with employees in Oregon in 2023.

Which agency regulates insurers in Oregon?

The Oregon Division of Financial Regulation. Cosmetology licenses are issued by a separate state body.

Do Oregon salon policies cover lash and skin services?

Many do when the services are listed. Medical procedures such as injectables need separate coverage.

Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.

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Last updated October 15, 2026 · How we research

Beauty salon insurance in Oregon