Washington
Beauty salon insurance in Washington
State figures and city pages for Washington beauty salons. A quote is not a binder.
Federal data for Washington beauty salons: 2,168 employer salons (Census, 2023) and 6,930 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.
Washington beauty salon figures
| Figure | Washington |
|---|---|
| Beauty salons (employer establishments) | 2,168 |
| Beauty salon employees | 9,074 |
| Average payroll per beauty salon employee | $40,147 |
| Salons with 1–4 employees | 1,571 |
| Fitness and recreation centers | 1,054 |
| Offices of other health practitioners | 1,401 |
| Diet and weight reducing centers | 62 |
| Cosmetologists on payrolls (BLS, May 2025) | 6,930 |
| Median wage, cosmetologists | $59,510 |
| Skincare specialists on payrolls | 2,200 |
| Median wage, skincare specialists | $79,320 |
| Manicurists and pedicurists on payrolls | 5,570 |
Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).
How a Washington salon's premium is built
The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.
See the services guide and cost factors.
Who regulates what in Washington
Insurers and agents answer to the Washington Office of the Insurance Commissioner. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.
Washington city pages
Listed by share of residents who work from home (ACS), highest first.
- Sammamish
- Redmond
- Bellevue
- Seattle
- Kirkland
- Bothell
- Edmonds
- Olympia
- Shoreline
- Renton
- Burien
- Vancouver
- Lacey
- Richland
- Tacoma
- Lynnwood
- Spokane
- Bellingham
- Auburn
- Kent
- Federal Way
- Marysville
- Spokane Valley
- Everett
- Puyallup
- Bremerton
- Kennewick
- Lakewood
- Pasco
- Yakima
Beauty coverage and guides
- Cosmetology liability
- Color, lightening, and extensions
- Esthetics and skin care
- Lash and brow services
- Business owners policy for salons
- Makeup artist insurance
- Beauty services coverage guide
- Private-label products and liability
- Med-spa services and salon insurance
- What affects beauty salon insurance cost
- Beauty salon application checklist
Other Washington communities by letter
Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:
A · 8 communities
Aberdeen (Grays Harbor); Airway Heights (Spokane); Albion (Whitman); Algona (King); Almira (Lincoln); Anacortes (Skagit); Arlington (Snohomish); Asotin (Asotin)
B · 14 communities
Bainbridge Island (Kitsap); Battle Ground (Clark); Beaux Arts Village (King); Benton City (Benton); Bingen (Klickitat); Black Diamond (King); Blaine (Whatcom); Bonney Lake (Pierce); Brewster (Okanogan); Bridgeport (Douglas); Brier (Snohomish); Buckley (Pierce); Bucoda (Thurston); Burlington (Skagit)
C · 28 communities
Camas (Clark); Carbonado (Pierce); Carnation (King); Cashmere (Chelan); Castle Rock (Cowlitz); Cathlamet (Wahkiakum); Centralia (Lewis); Chehalis (Lewis); Chelan (Chelan); Cheney (Spokane); Chewelah (Stevens); Clarkston (Asotin); Cle Elum (Kittitas); Clyde Hill (King); Colfax (Whitman); College Place (Walla Walla); Colton (Whitman); Colville (Stevens); Conconully (Okanogan); Concrete (Skagit); Connell (Franklin); Cosmopolis (Grays Harbor); Coulee City (Grant); Coulee Dam (Okanogan); Coupeville (Island); Covington (King); Creston (Lincoln); Cusick (Pend Oreille)
D · 7 communities
Darrington (Snohomish); Davenport (Lincoln); Dayton (Columbia); Deer Park (Spokane); Des Moines (King); DuPont (Pierce); Duvall (King)
E · 12 communities
East Wenatchee (Douglas); Eatonville (Pierce); Edgewood (Pierce); Electric City (Grant); Ellensburg (Kittitas); Elma (Grays Harbor); Elmer City (Okanogan); Endicott (Whitman); Entiat (Chelan); Enumclaw (King); Ephrata (Grant); Everson (Whatcom)
F · 7 communities
Fairfield (Spokane); Farmington (Whitman); Ferndale (Whatcom); Fife (Pierce); Fircrest (Pierce); Forks (Clallam); Friday Harbor (San Juan)
G · 9 communities
Garfield (Whitman); George (Grant); Gig Harbor (Pierce); Gold Bar (Snohomish); Goldendale (Klickitat); Grand Coulee (Grant); Grandview (Yakima); Granger (Yakima); Granite Falls (Snohomish)
H · 7 communities
Hamilton (Skagit); Harrah (Yakima); Harrington (Lincoln); Hartline (Grant); Hatton (Adams); Hoquiam (Grays Harbor); Hunts Point (King)
I · 4 communities
Ilwaco (Pacific); Index (Snohomish); Ione (Pend Oreille); Issaquah (King)
K · 7 communities
Kahlotus (Franklin); Kalama (Cowlitz); Kelso (Cowlitz); Kenmore (King); Kettle Falls (Stevens); Kittitas (Kittitas); Krupp (Grant)
L · 15 communities
La Center (Clark); La Conner (Skagit); LaCrosse (Whitman); Lake Forest Park (King); Lake Stevens (Snohomish); Lamont (Whitman); Langley (Island); Latah (Spokane); Leavenworth (Chelan); Liberty Lake (Spokane); Lind (Adams); Long Beach (Pacific); Longview (Cowlitz); Lyman (Skagit); Lynden (Whatcom)
M · 25 communities
Mabton (Yakima); Malden (Whitman); Mansfield (Douglas); Maple Valley (King); Marcus (Stevens); Mattawa (Grant); McCleary (Grays Harbor); Medical Lake (Spokane); Medina (King); Mercer Island (King); Mesa (Franklin); Metaline (Pend Oreille); Metaline Falls (Pend Oreille); Mill Creek (Snohomish); Millwood (Spokane); Milton (Pierce); Monroe (Snohomish); Montesano (Grays Harbor); Morton (Lewis); Moses Lake (Grant); Mossyrock (Lewis); Mount Vernon (Skagit); Mountlake Terrace (Snohomish); Moxee (Yakima); Mukilteo (Snohomish)
N · 10 communities
Naches (Yakima); Napavine (Lewis); Nespelem (Okanogan); Newcastle (King); Newport (Pend Oreille); Nooksack (Whatcom); Normandy Park (King); North Bend (King); North Bonneville (Skamania); Northport (Stevens)
O · 10 communities
Oak Harbor (Island); Oakesdale (Whitman); Oakville (Grays Harbor); Ocean Shores (Grays Harbor); Odessa (Lincoln); Okanogan (Okanogan); Omak (Okanogan); Oroville (Okanogan); Orting (Pierce); Othello (Adams)
P · 12 communities
Pacific (King); Palouse (Whitman); Pateros (Okanogan); Pe Ell (Lewis); Pomeroy (Garfield); Port Angeles (Clallam); Port Orchard (Kitsap); Port Townsend (Jefferson); Poulsbo (Kitsap); Prescott (Walla Walla); Prosser (Benton); Pullman (Whitman)
Q · 1 communities
Quincy (Grant)
R · 14 communities
Rainier (Thurston); Raymond (Pacific); Reardan (Lincoln); Republic (Ferry); Ridgefield (Clark); Ritzville (Adams); Riverside (Okanogan); Rock Island (Douglas); Rockford (Spokane); Rosalia (Whitman); Roslyn (Kittitas); Roy (Pierce); Royal City (Grant); Ruston (Pierce)
S · 24 communities
SeaTac (King); Sedro-Woolley (Skagit); Selah (Yakima); Sequim (Clallam); Shelton (Mason); Skykomish (King); Snohomish (Snohomish); Snoqualmie (King); Soap Lake (Grant); South Bend (Pacific); South Cle Elum (Kittitas); South Prairie (Pierce); Spangle (Spokane); Sprague (Lincoln); Springdale (Stevens); St. John (Whitman); Stanwood (Snohomish); Starbuck (Columbia); Steilacoom (Pierce); Stevenson (Skamania); Sultan (Snohomish); Sumas (Whatcom); Sumner (Pierce); Sunnyside (Yakima)
T · 8 communities
Tekoa (Whitman); Tenino (Thurston); Tieton (Yakima); Toledo (Lewis); Tonasket (Okanogan); Toppenish (Yakima); Tumwater (Thurston); Twisp (Okanogan)
U · 3 communities
Union Gap (Yakima); Uniontown (Whitman); University Place (Pierce)
V · 1 communities
Vader (Lewis)
W · 20 communities
Waitsburg (Walla Walla); Walla Walla (Walla Walla); Wapato (Yakima); Warden (Grant); Washougal (Clark); Washtucna (Adams); Waterville (Douglas); Waverly (Spokane); Wenatchee (Chelan); West Richland (Benton); Westport (Grays Harbor); White Salmon (Klickitat); Wilbur (Lincoln); Wilkeson (Pierce); Wilson Creek (Grant); Winlock (Lewis); Winthrop (Okanogan); Woodinville (King); Woodland (Cowlitz); Woodway (Snohomish)
Y · 3 communities
Yacolt (Clark); Yarrow Point (King); Yelm (Thurston)
Z · 1 communities
Zillah (Yakima)
Beauty salon questions: Washington
Is beauty salon insurance required in Washington?
State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.
How many beauty salons operate in Washington?
County Business Patterns counted 2,168 beauty salons with employees in Washington in 2023.
Which agency regulates insurers in Washington?
The Washington Office of the Insurance Commissioner. Cosmetology licenses are issued by a separate state body.
Do Washington salon policies cover lash and skin services?
Many do when the services are listed. Medical procedures such as injectables need separate coverage.
Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.
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Last updated October 15, 2026 · How we research