Nevada

Beauty salon insurance in Nevada

State figures and city pages for Nevada beauty salons. A quote is not a binder.

Federal data for Nevada beauty salons: 656 employer salons (Census, 2023) and 1,940 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.

Nevada beauty salon figures

FigureNevada
Beauty salons (employer establishments)656
Beauty salon employees2,883
Average payroll per beauty salon employee$29,362
Salons with 1–4 employees435
Fitness and recreation centers345
Offices of other health practitioners453
Diet and weight reducing centers27
Cosmetologists on payrolls (BLS, May 2025)1,940
Median wage, cosmetologists$33,840
Skincare specialists on payrolls1,540
Median wage, skincare specialists$38,660
Manicurists and pedicurists on payrolls1,020

Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).

How a Nevada salon's premium is built

The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.

See the services guide and cost factors.

Who regulates what in Nevada

Insurers and agents answer to the Nevada Division of Insurance. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.

Nevada city pages

Listed by share of residents who work from home (ACS), highest first.

Beauty coverage and guides

Other Nevada communities by letter

Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:

C · 1 communities

Caliente (Lincoln)

E · 1 communities

Ely (White Pine)

L · 1 communities

Lovelock (Pershing)

W · 1 communities

Winnemucca (Humboldt)

Beauty salon questions: Nevada

Is beauty salon insurance required in Nevada?

State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.

How many beauty salons operate in Nevada?

County Business Patterns counted 656 beauty salons with employees in Nevada in 2023.

Which agency regulates insurers in Nevada?

The Nevada Division of Insurance. Cosmetology licenses are issued by a separate state body.

Do Nevada salon policies cover lash and skin services?

Many do when the services are listed. Medical procedures such as injectables need separate coverage.

Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.

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Last updated October 15, 2026 · How we research