Indiana
Beauty salon insurance in Indiana
State figures and city pages for Indiana beauty salons. A quote is not a binder.
Federal data for Indiana beauty salons: 1,438 employer salons (Census, 2023) and 5,920 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.
Indiana beauty salon figures
| Figure | Indiana |
|---|---|
| Beauty salons (employer establishments) | 1,438 |
| Beauty salon employees | 7,391 |
| Average payroll per beauty salon employee | $29,745 |
| Salons with 1–4 employees | 930 |
| Fitness and recreation centers | 739 |
| Offices of other health practitioners | 520 |
| Diet and weight reducing centers | 39 |
| Cosmetologists on payrolls (BLS, May 2025) | 5,920 |
| Median wage, cosmetologists | $32,830 |
| Skincare specialists on payrolls | 1,120 |
| Median wage, skincare specialists | $44,450 |
| Manicurists and pedicurists on payrolls | 510 |
Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).
How a Indiana salon's premium is built
The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.
See the services guide and cost factors.
Who regulates what in Indiana
Insurers and agents answer to the Indiana Department of Insurance. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.
Indiana city pages
Listed by share of residents who work from home (ACS), highest first.
- Carmel
- Fishers
- Westfield
- Noblesville
- Bloomington
- Columbus
- West Lafayette
- Lawrence
- Indianapolis
- Plainfield
- Jeffersonville
- Greenwood
- South Bend
- Anderson
- Fort Wayne
- Lafayette
- Mishawaka
- Muncie
- Hammond
- Gary
- Terre Haute
- Evansville
- Portage
- Kokomo
- Elkhart
Beauty coverage and guides
- Cosmetology liability
- Color, lightening, and extensions
- Esthetics and skin care
- Lash and brow services
- Business owners policy for salons
- Makeup artist insurance
- Beauty services coverage guide
- Private-label products and liability
- Med-spa services and salon insurance
- What affects beauty salon insurance cost
- Beauty salon application checklist
Other Indiana communities by letter
Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:
A · 24 communities
Advance (Boone); Akron (Fulton); Alamo (Montgomery); Albany (Delaware); Albion (Noble); Alexandria (Madison); Alfordsville (Daviess); Alton (Crawford); Altona (Dekalb); Ambia (Benton); Amboy (Miami); Amo (Hendricks); Andrews (Huntington); Angola (Steuben); Arcadia (Hamilton); Argos (Marshall); Ashley (Dekalb); Atlanta (Hamilton); Attica (Fountain); Auburn (Dekalb); Aurora (Dearborn); Austin (Scott); Avilla (Noble); Avon (Hendricks)
B · 38 communities
Bainbridge (Putnam); Bargersville (Johnson); Batesville (Ripley); Battle Ground (Tippecanoe); Bedford (Lawrence); Beech Grove (Marion); Berne (Adams); Bethany (Morgan); Beverly Shores (Porter); Bicknell (Knox); Birdseye (Dubois); Bloomfield (Greene); Bloomingdale (Parke); Blountsville (Henry); Bluffton (Wells); Boonville (Warrick); Borden (Clark); Boston (Wayne); Boswell (Benton); Bourbon (Marshall); Brazil (Clay); Bremen (Marshall); Bristol (Elkhart); Brook (Newton); Brooklyn (Morgan); Brooksburg (Jefferson); Brookston (White); Brookville (Franklin); Brownsburg (Hendricks); Brownstown (Jackson); Bruceville (Knox); Bryant (Jay); Bunker Hill (Miami); Burket (Kosciusko); Burlington (Carroll); Burnettsville (White); Burns Harbor (Porter); Butler (Dekalb)
C · 51 communities
Cadiz (Henry); Cambridge City (Wayne); Camden (Carroll); Campbellsburg (Washington); Cannelburg (Daviess); Cannelton (Perry); Carbon (Clay); Carlisle (Sullivan); Carthage (Rush); Cayuga (Vermillion); Cedar Grove (Franklin); Cedar Lake (Lake); Center Point (Clay); Centerville (Wayne); Chalmers (White); Chandler (Warrick); Charlestown (Clark); Chesterfield (Madison); Chesterton (Porter); Chrisney (Spencer); Churubusco (Whitley); Cicero (Hamilton); Clarks Hill (Tippecanoe); Clarksville (Clark); Clay City (Clay); Claypool (Kosciusko); Clayton (Hendricks); Clear Lake (Steuben); Clermont (Marion); Clifford (Bartholomew); Clinton (Vermillion); Cloverdale (Putnam); Coatesville (Hendricks); Colfax (Clinton); Columbia City (Whitley); Connersville (Fayette); Converse (Miami); Corunna (Dekalb); Corydon (Harrison); Country Club Heights (Madison); Covington (Fountain); Crandall (Harrison); Crane (Martin); Crawfordsville (Montgomery); Cromwell (Noble); Crothersville (Jackson); Crown Point (Lake); Crows Nest (Marion); Culver (Marshall); Cumberland (Hancock); Cynthiana (Posey)
D · 20 communities
Dale (Spencer); Daleville (Delaware); Dana (Vermillion); Danville (Hendricks); Darlington (Montgomery); Darmstadt (Vanderburgh); Dayton (Tippecanoe); DeMotte (Jasper); Decatur (Adams); Decker (Knox); Delphi (Carroll); Denver (Miami); Dillsboro (Dearborn); Dublin (Wayne); Dugger (Sullivan); Dune Acres (Porter); Dunkirk (Jay); Dunreith (Henry); Dupont (Jefferson); Dyer (Lake)
E · 16 communities
Earl Park (Benton); East Chicago (Lake); East Germantown (Wayne); Eaton (Delaware); Economy (Wayne); Edgewood (Madison); Edinburgh (Johnson); Edwardsport (Knox); Elberfeld (Warrick); Elizabeth (Harrison); Elizabethtown (Bartholomew); Ellettsville (Monroe); Elnora (Daviess); Elwood (Madison); English (Crawford); Etna Green (Kosciusko)
F · 21 communities
Fairland (Shelby); Fairmount (Grant); Fairview Park (Vermillion); Farmersburg (Sullivan); Farmland (Randolph); Ferdinand (Dubois); Fillmore (Putnam); Flora (Carroll); Fort Branch (Gibson); Fortville (Hancock); Fountain City (Wayne); Fowler (Benton); Fowlerton (Grant); Francesville (Pulaski); Francisco (Gibson); Frankfort (Clinton); Franklin (Johnson); Frankton (Madison); Fremont (Steuben); French Lick (Orange); Fulton (Fulton)
G · 23 communities
Galveston (Cass); Garrett (Dekalb); Gas City (Grant); Gaston (Delaware); Geneva (Adams); Gentryville (Spencer); Georgetown (Floyd); Glenwood (Rush); Goodland (Newton); Goshen (Elkhart); Gosport (Owen); Grabill (Allen); Grandview (Spencer); Greencastle (Putnam); Greendale (Dearborn); Greenfield (Hancock); Greens Fork (Wayne); Greensboro (Henry); Greensburg (Decatur); Greentown (Howard); Greenville (Floyd); Griffin (Posey); Griffith (Lake)
H · 22 communities
Hagerstown (Wayne); Hamilton (Steuben); Hamlet (Starke); Hanover (Jefferson); Harmony (Clay); Hartford City (Blackford); Hartsville (Bartholomew); Haubstadt (Gibson); Hazleton (Gibson); Hebron (Porter); Highland (Lake); Hillsboro (Fountain); Hobart (Lake); Holland (Dubois); Holton (Ripley); Homecroft (Marion); Hope (Bartholomew); Hudson (Steuben); Huntertown (Allen); Huntingburg (Dubois); Huntington (Huntington); Hymera (Sullivan)
I · 2 communities
Indian Village (St. Joseph); Ingalls (Madison)
J · 5 communities
Jamestown (Boone); Jasonville (Greene); Jasper (Dubois); Jonesboro (Grant); Jonesville (Bartholomew)
K · 13 communities
Kempton (Tipton); Kendallville (Noble); Kennard (Henry); Kentland (Newton); Kewanna (Fulton); Kingman (Fountain); Kingsbury (Laporte); Kingsford Heights (Laporte); Kirklin (Clinton); Knightstown (Henry); Knightsville (Clay); Knox (Starke); Kouts (Porter)
L · 35 communities
La Crosse (Laporte); La Fontaine (Wabash); La Paz (Marshall); La Porte (Laporte); Laconia (Harrison); Ladoga (Montgomery); Lagrange (Lagrange); Lagro (Wabash); Lake Station (Lake); Lakeville (St. Joseph); Lanesville (Harrison); Lapel (Madison); Larwill (Whitley); Laurel (Franklin); Lawrenceburg (Dearborn); Leavenworth (Crawford); Lebanon (Boone); Leesburg (Kosciusko); Leo-Cedarville (Allen); Lewisville (Henry); Liberty (Union); Ligonier (Noble); Linden (Montgomery); Linton (Greene); Little York (Washington); Livonia (Washington); Lizton (Hendricks); Logansport (Cass); Long Beach (Laporte); Loogootee (Martin); Losantville (Randolph); Lowell (Lake); Lynn (Randolph); Lynnville (Warrick); Lyons (Greene)
M · 57 communities
Mackey (Gibson); Macy (Miami); Madison (Jefferson); Marengo (Crawford); Marion (Grant); Markle (Huntington); Markleville (Madison); Marshall (Parke); Martinsville (Morgan); Matthews (Grant); Mauckport (Harrison); McCordsville (Hancock); Mecca (Parke); Medaryville (Pulaski); Medora (Jackson); Mellott (Fountain); Mentone (Kosciusko); Meridian Hills (Marion); Merom (Sullivan); Merrillville (Lake); Michiana Shores (Laporte); Michigan City (Laporte); Michigantown (Clinton); Middlebury (Elkhart); Middletown (Henry); Milan (Ripley); Milford (Kosciusko); Millersburg (Elkhart); Millhousen (Decatur); Milltown (Crawford); Milton (Wayne); Mitchell (Lawrence); Modoc (Randolph); Monon (White); Monroe (Adams); Monroe City (Knox); Monroeville (Allen); Monrovia (Morgan); Monterey (Pulaski); Montezuma (Parke); Montgomery (Daviess); Monticello (White); Montpelier (Blackford); Mooreland (Henry); Moores Hill (Dearborn); Mooresville (Morgan); Morgantown (Morgan); Morocco (Newton); Morristown (Shelby); Mount Auburn (Wayne); Mount Ayr (Newton); Mount Carmel (Franklin); Mount Etna (Huntington); Mount Summit (Henry); Mount Vernon (Posey); Mulberry (Clinton); Munster (Lake)
N · 29 communities
Napoleon (Ripley); Nappanee (Elkhart); Nashville (Brown); New Albany (Floyd); New Amsterdam (Harrison); New Carlisle (St. Joseph); New Castle (Henry); New Chicago (Lake); New Harmony (Posey); New Haven (Allen); New Market (Montgomery); New Middletown (Harrison); New Palestine (Hancock); New Pekin (Washington); New Point (Decatur); New Richmond (Montgomery); New Ross (Montgomery); New Whiteland (Johnson); Newberry (Greene); Newburgh (Warrick); Newport (Vermillion); Newtown (Fountain); North Crows Nest (Marion); North Judson (Starke); North Liberty (St. Joseph); North Manchester (Wabash); North Salem (Hendricks); North Vernon (Jennings); North Webster (Kosciusko)
O · 16 communities
Oakland City (Gibson); Oaktown (Knox); Odon (Daviess); Ogden Dunes (Porter); Oldenburg (Franklin); Onward (Cass); Oolitic (Lawrence); Orestes (Madison); Orland (Steuben); Orleans (Orange); Osceola (St. Joseph); Osgood (Ripley); Ossian (Wells); Otterbein (Benton); Owensville (Gibson); Oxford (Benton)
P · 23 communities
Palmyra (Harrison); Paoli (Orange); Paragon (Morgan); Parker City (Randolph); Patoka (Gibson); Patriot (Switzerland); Pendleton (Madison); Pennville (Jay); Perrysville (Vermillion); Peru (Miami); Petersburg (Pike); Pierceton (Kosciusko); Pine Village (Warren); Pittsboro (Hendricks); Plainville (Daviess); Plymouth (Marshall); Poneto (Wells); Porter (Porter); Portland (Jay); Poseyville (Posey); Pottawattamie Park (Laporte); Prince's Lakes (Johnson); Princeton (Gibson)
R · 25 communities
Redkey (Jay); Remington (Jasper); Rensselaer (Jasper); Reynolds (White); Richland (Spencer); Richmond (Wayne); Ridgeville (Randolph); Riley (Vigo); Rising Sun (Ohio); River Forest (Madison); Roachdale (Putnam); Roann (Wabash); Roanoke (Huntington); Rochester (Fulton); Rockport (Spencer); Rockville (Parke); Rocky Ripple (Marion); Rome City (Noble); Rosedale (Parke); Roseland (St. Joseph); Rossville (Clinton); Royal Center (Cass); Rushville (Rush); Russellville (Putnam); Russiaville (Howard)
S · 52 communities
Salamonia (Jay); Salem (Washington); Saltillo (Washington); Sandborn (Knox); Santa Claus (Spencer); Saratoga (Randolph); Schererville (Lake); Schneider (Lake); Scottsburg (Scott); Seelyville (Vigo); Sellersburg (Clark); Selma (Delaware); Seymour (Jackson); Shadeland (Tippecanoe); Shamrock Lakes (Blackford); Sharpsville (Tipton); Shelburn (Sullivan); Shelbyville (Shelby); Sheridan (Hamilton); Shipshewana (Lagrange); Shirley (Hancock); Shoals (Martin); Sidney (Kosciusko); Silver Lake (Kosciusko); Somerville (Gibson); South Whitley (Whitley); Southport (Marion); Speedway (Marion); Spencer (Owen); Spiceland (Henry); Spring Grove (Wayne); Spring Hill (Marion); Spring Lake (Hancock); Springport (Henry); Spurgeon (Pike); St. Joe (Dekalb); St. John (Lake); St. Leon (Dearborn); St. Paul (Decatur); State Line City (Warren); Staunton (Clay); Stilesville (Hendricks); Stinesville (Monroe); Straughn (Henry); Sullivan (Sullivan); Sulphur Springs (Henry); Summitville (Madison); Sunman (Ripley); Swayzee (Grant); Sweetser (Grant); Switz City (Greene); Syracuse (Kosciusko)
T · 9 communities
Tell City (Perry); Tennyson (Warrick); Thorntown (Boone); Tipton (Tipton); Topeka (Lagrange); Town of Pines (Porter); Trafalgar (Johnson); Trail Creek (Laporte); Troy (Perry)
U · 6 communities
Ulen (Boone); Union City (Randolph); Uniondale (Wells); Universal (Vermillion); Upland (Grant); Utica (Clark)
V · 8 communities
Valparaiso (Porter); Van Buren (Grant); Veedersburg (Fountain); Vera Cruz (Wells); Vernon (Jennings); Versailles (Ripley); Vevay (Switzerland); Vincennes (Knox)
W · 42 communities
Wabash (Wabash); Wakarusa (Elkhart); Walkerton (St. Joseph); Wallace (Fountain); Walton (Cass); Wanatah (Laporte); Warren (Huntington); Warren Park (Marion); Warsaw (Kosciusko); Washington (Daviess); Waterloo (Dekalb); Waveland (Montgomery); Waynetown (Montgomery); West Baden Springs (Orange); West College Corner (Union); West Harrison (Dearborn); West Lebanon (Warren); West Terre Haute (Vigo); Westport (Decatur); Westville (Laporte); Wheatfield (Jasper); Wheatland (Knox); Whiteland (Johnson); Whitestown (Boone); Whitewater (Wayne); Whiting (Lake); Wilkinson (Hancock); Williams Creek (Marion); Williamsport (Warren); Winamac (Pulaski); Winchester (Randolph); Windfall City (Tipton); Winfield (Lake); Wingate (Montgomery); Winona Lake (Kosciusko); Winslow (Pike); Wolcott (White); Wolcottville (Noble); Woodburn (Allen); Woodlawn Heights (Madison); Worthington (Greene); Wynnedale (Marion)
Y · 2 communities
Yeoman (Carroll); Yorktown (Delaware)
Z · 2 communities
Zanesville (Wells); Zionsville (Boone)
Beauty salon questions: Indiana
Is beauty salon insurance required in Indiana?
State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.
How many beauty salons operate in Indiana?
County Business Patterns counted 1,438 beauty salons with employees in Indiana in 2023.
Which agency regulates insurers in Indiana?
The Indiana Department of Insurance. Cosmetology licenses are issued by a separate state body.
Do Indiana salon policies cover lash and skin services?
Many do when the services are listed. Medical procedures such as injectables need separate coverage.
Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.
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Last updated October 15, 2026 · How we research