Indiana

Beauty salon insurance in Indiana

State figures and city pages for Indiana beauty salons. A quote is not a binder.

Federal data for Indiana beauty salons: 1,438 employer salons (Census, 2023) and 5,920 payroll cosmetologists (BLS, May 2025), with many more independent professionals. Below are the state figures, how a salon's service menu drives its premium, and city pages.

Indiana beauty salon figures

FigureIndiana
Beauty salons (employer establishments)1,438
Beauty salon employees7,391
Average payroll per beauty salon employee$29,745
Salons with 1–4 employees930
Fitness and recreation centers739
Offices of other health practitioners520
Diet and weight reducing centers39
Cosmetologists on payrolls (BLS, May 2025)5,920
Median wage, cosmetologists$32,830
Skincare specialists on payrolls1,120
Median wage, skincare specialists$44,450
Manicurists and pedicurists on payrolls510

Census CBP 2023 (NAICS 812112, 713940, 621399, 812191); BLS OEWS May 2025 (39-5012, 39-5094, 39-5092; payroll employees only).

How a Indiana salon's premium is built

The service menu comes first: color, lightening, extensions, waxing, peels, and lashes each carry their own claim patterns. Next come licensed staff and payroll, independent professionals working in the space, retail and private-label products, the building and equipment, lease requirements, and claims history.

See the services guide and cost factors.

Who regulates what in Indiana

Insurers and agents answer to the Indiana Department of Insurance. Cosmetology, esthetics, and nail licenses, and scope-of-practice rules, are handled by the state's licensing authority for beauty professions.

Indiana city pages

Listed by share of residents who work from home (ACS), highest first.

Beauty coverage and guides

Other Indiana communities by letter

Beauty salons statewide can request quotes. Open a letter to see the remaining communities and their counties:

A · 24 communities

Advance (Boone); Akron (Fulton); Alamo (Montgomery); Albany (Delaware); Albion (Noble); Alexandria (Madison); Alfordsville (Daviess); Alton (Crawford); Altona (Dekalb); Ambia (Benton); Amboy (Miami); Amo (Hendricks); Andrews (Huntington); Angola (Steuben); Arcadia (Hamilton); Argos (Marshall); Ashley (Dekalb); Atlanta (Hamilton); Attica (Fountain); Auburn (Dekalb); Aurora (Dearborn); Austin (Scott); Avilla (Noble); Avon (Hendricks)

B · 38 communities

Bainbridge (Putnam); Bargersville (Johnson); Batesville (Ripley); Battle Ground (Tippecanoe); Bedford (Lawrence); Beech Grove (Marion); Berne (Adams); Bethany (Morgan); Beverly Shores (Porter); Bicknell (Knox); Birdseye (Dubois); Bloomfield (Greene); Bloomingdale (Parke); Blountsville (Henry); Bluffton (Wells); Boonville (Warrick); Borden (Clark); Boston (Wayne); Boswell (Benton); Bourbon (Marshall); Brazil (Clay); Bremen (Marshall); Bristol (Elkhart); Brook (Newton); Brooklyn (Morgan); Brooksburg (Jefferson); Brookston (White); Brookville (Franklin); Brownsburg (Hendricks); Brownstown (Jackson); Bruceville (Knox); Bryant (Jay); Bunker Hill (Miami); Burket (Kosciusko); Burlington (Carroll); Burnettsville (White); Burns Harbor (Porter); Butler (Dekalb)

C · 51 communities

Cadiz (Henry); Cambridge City (Wayne); Camden (Carroll); Campbellsburg (Washington); Cannelburg (Daviess); Cannelton (Perry); Carbon (Clay); Carlisle (Sullivan); Carthage (Rush); Cayuga (Vermillion); Cedar Grove (Franklin); Cedar Lake (Lake); Center Point (Clay); Centerville (Wayne); Chalmers (White); Chandler (Warrick); Charlestown (Clark); Chesterfield (Madison); Chesterton (Porter); Chrisney (Spencer); Churubusco (Whitley); Cicero (Hamilton); Clarks Hill (Tippecanoe); Clarksville (Clark); Clay City (Clay); Claypool (Kosciusko); Clayton (Hendricks); Clear Lake (Steuben); Clermont (Marion); Clifford (Bartholomew); Clinton (Vermillion); Cloverdale (Putnam); Coatesville (Hendricks); Colfax (Clinton); Columbia City (Whitley); Connersville (Fayette); Converse (Miami); Corunna (Dekalb); Corydon (Harrison); Country Club Heights (Madison); Covington (Fountain); Crandall (Harrison); Crane (Martin); Crawfordsville (Montgomery); Cromwell (Noble); Crothersville (Jackson); Crown Point (Lake); Crows Nest (Marion); Culver (Marshall); Cumberland (Hancock); Cynthiana (Posey)

D · 20 communities

Dale (Spencer); Daleville (Delaware); Dana (Vermillion); Danville (Hendricks); Darlington (Montgomery); Darmstadt (Vanderburgh); Dayton (Tippecanoe); DeMotte (Jasper); Decatur (Adams); Decker (Knox); Delphi (Carroll); Denver (Miami); Dillsboro (Dearborn); Dublin (Wayne); Dugger (Sullivan); Dune Acres (Porter); Dunkirk (Jay); Dunreith (Henry); Dupont (Jefferson); Dyer (Lake)

E · 16 communities

Earl Park (Benton); East Chicago (Lake); East Germantown (Wayne); Eaton (Delaware); Economy (Wayne); Edgewood (Madison); Edinburgh (Johnson); Edwardsport (Knox); Elberfeld (Warrick); Elizabeth (Harrison); Elizabethtown (Bartholomew); Ellettsville (Monroe); Elnora (Daviess); Elwood (Madison); English (Crawford); Etna Green (Kosciusko)

F · 21 communities

Fairland (Shelby); Fairmount (Grant); Fairview Park (Vermillion); Farmersburg (Sullivan); Farmland (Randolph); Ferdinand (Dubois); Fillmore (Putnam); Flora (Carroll); Fort Branch (Gibson); Fortville (Hancock); Fountain City (Wayne); Fowler (Benton); Fowlerton (Grant); Francesville (Pulaski); Francisco (Gibson); Frankfort (Clinton); Franklin (Johnson); Frankton (Madison); Fremont (Steuben); French Lick (Orange); Fulton (Fulton)

G · 23 communities

Galveston (Cass); Garrett (Dekalb); Gas City (Grant); Gaston (Delaware); Geneva (Adams); Gentryville (Spencer); Georgetown (Floyd); Glenwood (Rush); Goodland (Newton); Goshen (Elkhart); Gosport (Owen); Grabill (Allen); Grandview (Spencer); Greencastle (Putnam); Greendale (Dearborn); Greenfield (Hancock); Greens Fork (Wayne); Greensboro (Henry); Greensburg (Decatur); Greentown (Howard); Greenville (Floyd); Griffin (Posey); Griffith (Lake)

H · 22 communities

Hagerstown (Wayne); Hamilton (Steuben); Hamlet (Starke); Hanover (Jefferson); Harmony (Clay); Hartford City (Blackford); Hartsville (Bartholomew); Haubstadt (Gibson); Hazleton (Gibson); Hebron (Porter); Highland (Lake); Hillsboro (Fountain); Hobart (Lake); Holland (Dubois); Holton (Ripley); Homecroft (Marion); Hope (Bartholomew); Hudson (Steuben); Huntertown (Allen); Huntingburg (Dubois); Huntington (Huntington); Hymera (Sullivan)

I · 2 communities

Indian Village (St. Joseph); Ingalls (Madison)

J · 5 communities

Jamestown (Boone); Jasonville (Greene); Jasper (Dubois); Jonesboro (Grant); Jonesville (Bartholomew)

K · 13 communities

Kempton (Tipton); Kendallville (Noble); Kennard (Henry); Kentland (Newton); Kewanna (Fulton); Kingman (Fountain); Kingsbury (Laporte); Kingsford Heights (Laporte); Kirklin (Clinton); Knightstown (Henry); Knightsville (Clay); Knox (Starke); Kouts (Porter)

L · 35 communities

La Crosse (Laporte); La Fontaine (Wabash); La Paz (Marshall); La Porte (Laporte); Laconia (Harrison); Ladoga (Montgomery); Lagrange (Lagrange); Lagro (Wabash); Lake Station (Lake); Lakeville (St. Joseph); Lanesville (Harrison); Lapel (Madison); Larwill (Whitley); Laurel (Franklin); Lawrenceburg (Dearborn); Leavenworth (Crawford); Lebanon (Boone); Leesburg (Kosciusko); Leo-Cedarville (Allen); Lewisville (Henry); Liberty (Union); Ligonier (Noble); Linden (Montgomery); Linton (Greene); Little York (Washington); Livonia (Washington); Lizton (Hendricks); Logansport (Cass); Long Beach (Laporte); Loogootee (Martin); Losantville (Randolph); Lowell (Lake); Lynn (Randolph); Lynnville (Warrick); Lyons (Greene)

M · 57 communities

Mackey (Gibson); Macy (Miami); Madison (Jefferson); Marengo (Crawford); Marion (Grant); Markle (Huntington); Markleville (Madison); Marshall (Parke); Martinsville (Morgan); Matthews (Grant); Mauckport (Harrison); McCordsville (Hancock); Mecca (Parke); Medaryville (Pulaski); Medora (Jackson); Mellott (Fountain); Mentone (Kosciusko); Meridian Hills (Marion); Merom (Sullivan); Merrillville (Lake); Michiana Shores (Laporte); Michigan City (Laporte); Michigantown (Clinton); Middlebury (Elkhart); Middletown (Henry); Milan (Ripley); Milford (Kosciusko); Millersburg (Elkhart); Millhousen (Decatur); Milltown (Crawford); Milton (Wayne); Mitchell (Lawrence); Modoc (Randolph); Monon (White); Monroe (Adams); Monroe City (Knox); Monroeville (Allen); Monrovia (Morgan); Monterey (Pulaski); Montezuma (Parke); Montgomery (Daviess); Monticello (White); Montpelier (Blackford); Mooreland (Henry); Moores Hill (Dearborn); Mooresville (Morgan); Morgantown (Morgan); Morocco (Newton); Morristown (Shelby); Mount Auburn (Wayne); Mount Ayr (Newton); Mount Carmel (Franklin); Mount Etna (Huntington); Mount Summit (Henry); Mount Vernon (Posey); Mulberry (Clinton); Munster (Lake)

N · 29 communities

Napoleon (Ripley); Nappanee (Elkhart); Nashville (Brown); New Albany (Floyd); New Amsterdam (Harrison); New Carlisle (St. Joseph); New Castle (Henry); New Chicago (Lake); New Harmony (Posey); New Haven (Allen); New Market (Montgomery); New Middletown (Harrison); New Palestine (Hancock); New Pekin (Washington); New Point (Decatur); New Richmond (Montgomery); New Ross (Montgomery); New Whiteland (Johnson); Newberry (Greene); Newburgh (Warrick); Newport (Vermillion); Newtown (Fountain); North Crows Nest (Marion); North Judson (Starke); North Liberty (St. Joseph); North Manchester (Wabash); North Salem (Hendricks); North Vernon (Jennings); North Webster (Kosciusko)

O · 16 communities

Oakland City (Gibson); Oaktown (Knox); Odon (Daviess); Ogden Dunes (Porter); Oldenburg (Franklin); Onward (Cass); Oolitic (Lawrence); Orestes (Madison); Orland (Steuben); Orleans (Orange); Osceola (St. Joseph); Osgood (Ripley); Ossian (Wells); Otterbein (Benton); Owensville (Gibson); Oxford (Benton)

P · 23 communities

Palmyra (Harrison); Paoli (Orange); Paragon (Morgan); Parker City (Randolph); Patoka (Gibson); Patriot (Switzerland); Pendleton (Madison); Pennville (Jay); Perrysville (Vermillion); Peru (Miami); Petersburg (Pike); Pierceton (Kosciusko); Pine Village (Warren); Pittsboro (Hendricks); Plainville (Daviess); Plymouth (Marshall); Poneto (Wells); Porter (Porter); Portland (Jay); Poseyville (Posey); Pottawattamie Park (Laporte); Prince's Lakes (Johnson); Princeton (Gibson)

R · 25 communities

Redkey (Jay); Remington (Jasper); Rensselaer (Jasper); Reynolds (White); Richland (Spencer); Richmond (Wayne); Ridgeville (Randolph); Riley (Vigo); Rising Sun (Ohio); River Forest (Madison); Roachdale (Putnam); Roann (Wabash); Roanoke (Huntington); Rochester (Fulton); Rockport (Spencer); Rockville (Parke); Rocky Ripple (Marion); Rome City (Noble); Rosedale (Parke); Roseland (St. Joseph); Rossville (Clinton); Royal Center (Cass); Rushville (Rush); Russellville (Putnam); Russiaville (Howard)

S · 52 communities

Salamonia (Jay); Salem (Washington); Saltillo (Washington); Sandborn (Knox); Santa Claus (Spencer); Saratoga (Randolph); Schererville (Lake); Schneider (Lake); Scottsburg (Scott); Seelyville (Vigo); Sellersburg (Clark); Selma (Delaware); Seymour (Jackson); Shadeland (Tippecanoe); Shamrock Lakes (Blackford); Sharpsville (Tipton); Shelburn (Sullivan); Shelbyville (Shelby); Sheridan (Hamilton); Shipshewana (Lagrange); Shirley (Hancock); Shoals (Martin); Sidney (Kosciusko); Silver Lake (Kosciusko); Somerville (Gibson); South Whitley (Whitley); Southport (Marion); Speedway (Marion); Spencer (Owen); Spiceland (Henry); Spring Grove (Wayne); Spring Hill (Marion); Spring Lake (Hancock); Springport (Henry); Spurgeon (Pike); St. Joe (Dekalb); St. John (Lake); St. Leon (Dearborn); St. Paul (Decatur); State Line City (Warren); Staunton (Clay); Stilesville (Hendricks); Stinesville (Monroe); Straughn (Henry); Sullivan (Sullivan); Sulphur Springs (Henry); Summitville (Madison); Sunman (Ripley); Swayzee (Grant); Sweetser (Grant); Switz City (Greene); Syracuse (Kosciusko)

T · 9 communities

Tell City (Perry); Tennyson (Warrick); Thorntown (Boone); Tipton (Tipton); Topeka (Lagrange); Town of Pines (Porter); Trafalgar (Johnson); Trail Creek (Laporte); Troy (Perry)

U · 6 communities

Ulen (Boone); Union City (Randolph); Uniondale (Wells); Universal (Vermillion); Upland (Grant); Utica (Clark)

V · 8 communities

Valparaiso (Porter); Van Buren (Grant); Veedersburg (Fountain); Vera Cruz (Wells); Vernon (Jennings); Versailles (Ripley); Vevay (Switzerland); Vincennes (Knox)

W · 42 communities

Wabash (Wabash); Wakarusa (Elkhart); Walkerton (St. Joseph); Wallace (Fountain); Walton (Cass); Wanatah (Laporte); Warren (Huntington); Warren Park (Marion); Warsaw (Kosciusko); Washington (Daviess); Waterloo (Dekalb); Waveland (Montgomery); Waynetown (Montgomery); West Baden Springs (Orange); West College Corner (Union); West Harrison (Dearborn); West Lebanon (Warren); West Terre Haute (Vigo); Westport (Decatur); Westville (Laporte); Wheatfield (Jasper); Wheatland (Knox); Whiteland (Johnson); Whitestown (Boone); Whitewater (Wayne); Whiting (Lake); Wilkinson (Hancock); Williams Creek (Marion); Williamsport (Warren); Winamac (Pulaski); Winchester (Randolph); Windfall City (Tipton); Winfield (Lake); Wingate (Montgomery); Winona Lake (Kosciusko); Winslow (Pike); Wolcott (White); Wolcottville (Noble); Woodburn (Allen); Woodlawn Heights (Madison); Worthington (Greene); Wynnedale (Marion)

Y · 2 communities

Yeoman (Carroll); Yorktown (Delaware)

Z · 2 communities

Zanesville (Wells); Zionsville (Boone)

Beauty salon questions: Indiana

Is beauty salon insurance required in Indiana?

State law usually does not require liability coverage, but leases and many clients do. Workers' compensation rules apply once you have employees, depending on the state.

How many beauty salons operate in Indiana?

County Business Patterns counted 1,438 beauty salons with employees in Indiana in 2023.

Which agency regulates insurers in Indiana?

The Indiana Department of Insurance. Cosmetology licenses are issued by a separate state body.

Do Indiana salon policies cover lash and skin services?

Many do when the services are listed. Medical procedures such as injectables need separate coverage.

Sources for this page: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); American Community Survey 2020–2024.

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Last updated October 15, 2026 · How we research